Equal Housing Lender
The Story
Founded in 2020 by loan originator Pam Marron, Clients2Homeowners.com was created to bridge the gap between Mortgage Loan Originators (MLOs) and homebuyers with challenges preventing them from getting a mortgage. Education was needed and started with down payment assistance, but other barriers such as credit challenges, student loan debt, and budgeting concerns—issues that often delay or prevent mortgage approval, were quickly added.
Recognizing the need for awareness of resources that could help and education on how to use them, Clients2Homeowners.com quickly expanded to promote services based on ease of use, ability to provide needed benefits quickly, and if a cost, a reasonable cost.
Partnering with HomePrep
Three years ago, Clients 2 Homeowners partnered with HomePrep, an IT platform designed by Indisoft to connect loan originators and their clients with HUD-certified housing and credit counselors. Initially the idea was to bring awareness and education of needed services to MLOs to use to assist clients. However, based on feedback from MLOs, a majority prefer referring clients to a resource that can handle client challenges with the client directly. HomePrep offered that connection to HUD counselors with Consumer Credit and Budget Counseling
D/B/A National Foundation for Debt Management, who understand specific client challenges and the needs of MLOs and their clients to get mortgage-ready.
Through this HomePrep collaboration, homebuyers receive personalized financial coaching from HUD counselors to overcome obstacles preventing a mortgage that includes:
Resources noted, some available as “MLO DIY Solutions” and some only available through HomePrep, are listed on the Home page of Clients2Homeowners.com. These are the not all of the resources available and more can be added.
Too often, MLOs don't have a solution for challenged clients they are unable to get a mortgage for. The goal of Clients2Homeowners.com is to provide access to a solution for these clients, empower the MLO with that resource, and ultimately have that client return to the MLO for their mortgage. Providing resources and direction for MLOs and their clients is what Clients2Homeowners.com is all about.
Pam Marron, licensed loan originator, NMLS#246438, does not receive any compensation for services mentioned on Clients2Homeowners.com.
WHY WE EXIST
At Clients2Homeowners.com, our mission is to
bridge the gap between Mortgage Loan Originators (MLOs), homebuyers, and key resources such as HUD-certified housing counselors to make homeownership more accessible. By providing education and collaboration with other industry experts, we ensure that aspiring homeowners receive the guidance and support needed to achieve mortgage readiness and long-term financial stability.
Empowering Your CLIENT'S Homebuying Journey
We equip loan originators and homebuyers with the knowledge and tools to succeed.
We prioritize education and vet the best mortgage solutions we can find to remove mortgage roadblocks.
We believe in partnerships that drive meaningful change, from MLOs to HUD-certified counselors.
We leverage technology and expertise to simplify the journey to homeownership.
Whether you’re an MLO looking for client resources, or professional services that provide personal assistance for pre-mortgage clients with challenges to overcome, Clients2Homeowners.com is here to help. Check into MLO DIY Solutions and HomePrep for MLOs. Click here if you need to contact us.