Using Fannie Mae & Freddie Mac Soft Pulls for AUS

Check with your credit reporting agency (CRA). Many have the FICO soft-pull credit that can be used

to run through Fannie Mae and Freddie Mac automated underwriting systems (AUS).

Fannie Mae & Freddie Mac Soft Pull credit Reports available from CRAs

MLOs, check with your credit reporting agency to find out if they can provide this specific soft pull credit report that has FICO and can be run through both Fannie Mae and Freddie Mac automated systems. This cost is higher than a regular soft-pull credit but less cost than a hard-pull credit report.

Freddie Mac Integrates  HomeCoachâ„  Tool with Indisoft's HomePrep


MortgageOrb | By Nina Korman |Sept 20, 2023


IndiSoft, a software development and product company based in Columbia, Md., has integrated Freddie Mac’s HomeCoach mortgage-readiness assessment tool for HUD-approved housing counselors (HCAs) into HomePrep, its collaborative technology solution for the preservation and expansion of sustainable homeownership.

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